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What will be left of me?

Tomorrow Zero
The first carbon neutral account
15 Euro/mo.
Premium

The time has come for a premium account that focuses on what really matters – climate protection.

Support worthy climate protection projects instead of VIP lounges at airports.

Not only will you be offsetting your annual carbon footprint, but also promoting social projects in developing countries.

As a premium account, Tomorrow Zero is designed for customers with the highest standards – both in climate protection and banking

Offset your carbon footprint
Pay and withdraw cash for free – worldwide
Manage your money in unlimited Pockets


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Maybe you already know about carbon offsetting from flying. With Tomorrow Zero you go one step further – you compensate the German's average CO2 consumption. That is a scant ton of CO2 every month.

To be precise, you are funding three climate protection projects

Biogas plants in Vietnam

Many people in Vietnam still cook with wood or charcoal, which releases emissions that are harmful to the environment. A clean alternative is small biogas plants that are used directly in households and enable families to convert organic waste such as animal dung into energy.

In the plants, the waste is fermented in hermetically sealed digesters into biogas. It can then be used for cooking or to operate gas lamps. The plants also ensure that biomass does not simply rot in the open air, which would release methane. That also helps the climate. As a by-product, they also produce natural fertiliser, which is cheaper and better for the soil than synthetic fertilisers.

Ultimately, the project also improves the health and social situation of people in poverty by giving them access to clean and affordable energy.

Clean drinking water in Uganda

Two billion people in the world have no access to drinking water. They often have no other option but to boil water with the simplest means on an open fire, which releases CO2 emissions.

The “Improved Kitchen Regimes” programme is intended to avoid such emissions – by drilling and maintaining boreholes in Uganda, for example. This gives people access to clean drinking water without having to boil it down. Elsewhere, the project is using efficient cooking stoves that consume less firewood and therefore produce less CO2.

In addition to saving greenhouse gases, the project also improves human health. The consumption of contaminated drinking water is one of the leading causes of death in Sub-Saharan Africa. The smoke that develops when water is boiled leads to respiratory diseases, especially in women and children. The project combats both problems while protecting the climate in the process..

Supporting small farmers in Peru

Located in the southeast of Peru, Tambopata is a huge, breathtakingly beautiful part of the Amazon. The area consists of primeval forest, humid savanna, rivers and lakes, and is a habitat for countless animal and plant species. The tropical rainforest is invaluable to the climate because it stores a lot of CO2.

However, in Peru it is coming increasingly under threat. More and more roads are being built through it and more areas are being cut down and destroyed by illegal gold mines. To protect the rainforest, this project supports 400 local families in the area. The small-scale farmers are given the rights to land, which they can use to harvest Brazil nuts on, for example. The trees, which are up to 60 metres tall, have always been a natural part of the rainforest.

In addition, the farmers receive micro-loans and support in the marketing and processing of nuts. This enables them to earn a living that doesn’t require the deforestation of the rainforest.

Is it really that easy to balance out your climate sins just like that? Admittedly, we were a bit sceptical to begin with. Wherever possible, we should avoid or reduce CO2. But the truth is that this alone will hardly enable us to achieve the goals of the Paris Climate Agreement.

We should contribute to reducing emissions in the countries where a lot can be achieved with little funding. Our projects also help people in developing countries who are suffering from the repercussions of climate change the most – although they are the ones who are least responsible for them.