With Now, you can get to know the basics at Tomorrow with no obligation, start right away, and make a positive impact from your very first euro.
Now is for everyone who wants to get to know Tomorrow. You get all the basic features and an account that does good on the side. With our Pay What You Want feature, the Now account is available from €0 if you're under 21 or have a monthly income of €500 going into your Tomorrow account.
2.5% starter interest p.a.*
1 free withdrawal
2 sub-accounts
Free Visa debit card
Deposit cash
Monthly insights
Deposit or withdraw cash directly at the checkout of a partner store near you. Fast, easy, and without a bank branch. Here's how it works:
In the app, tap the three dots next to "Send money" on the home screen.
Select "Deposit or withdraw cash" and enter the amount you want.
Scan the generated barcode at the checkout to deposit or withdraw your cash.
We automatically categorise your expenses into three categories: Essentials, Leisure and Savings. Your monthly overview gives you an instant snapshot of how your spending is distributed. You can view the breakdown for the current and all previous months, identify savings potential and optimise your spending.
Unlike most other banks, at Tomorrow not a single cent of your money flows into industries that harm people or the planet. In addition to your sustainably invested deposits, every payment with your Tomorrow card automatically directs a share of merchant fees into a climate protection project – our so-called climate contribution. If you want to go further, you can increase your impact with features like Rounding Up or sustainable investments.
Customer deposits
Climate contribution
Rounding Up & Investments
additional virtual card
for the first 90 days on the savings account - after that 0.75%
for the first 90 days on the savings account - after that 1.25%
Here you'll find answers to the most important questions about the Now account. You can find more info in our FAQ section.
Download the Tomorrow app now and open a sustainable account in just a few minutes
The Tomorrow account is provided by our banking service provider, Solaris SE. Solaris SE is a fully regulated European bank licensed and supervised by the Federal Financial Supervisory Authority (BaFin). Your deposits are therefore protected up to €100,000 by the German Deposit Protection Scheme (DGS). This protection applies per customer / per bank – in this case Solaris SE. If you hold multiple accounts with Solaris, the deposit protection applies to all your accounts in total.
* The interest rate of 2.5% p.a. applies to customers who open a Tomorrow account and an instant access savings account between 01.07.– 31.07.2026, for the first 90 days on balances up to €50,000. Outside the promotional period, the regular interest rate of your chosen account model applies – also on balances up to €50,000. Now customers who opened their account before 19.02.2025 cannot open an instant access savings account. The customer must have a German tax ID. You can read all the terms and conditions here.
¹ In some cases, ATM operators may charge fees that are beyond Tomorrow's control. Additionally, the Now account model incurs a 2% foreign currency fee for all withdrawals and card payments in non-euro currencies.
² Insurance services are provided by HanseMerkur. The General Insurance Conditions for Change and Plus are available here.
