4.6+
App store rating
Banking with values
Tomorrow gives you banking the way it should be: simple, digital and with smart features that make everyday life easier. And with an account that doesn't invest a single cent in harmful industries like fossil fuels or weapons.
We wanted to know what happens to our money
Traditional banks invest your money, often without you knowing where it goes – frequently into fossil fuels, weapons or factory farming. That means your savings can end up funding things you'd never sign off on. In 2018, we asked ourselves whether there was another way. The answer: an account where not a single cent goes into harmful industries like fossil fuels or weapons.
The current account that finally makes managing your finances feel good
Tomorrow offers a modern, intuitive current account for everyday life. With a free Visa card, smart features, a full overview of your expenses and personal support from real people. On top of that, a part of the money in your Tomorrow account finances environmentally and socially sustainable projects, such as renewable energy, social infrastructure, and affordable housing. This way, you can influence which industries your money supports.
In short: A modern current account that matches your values.
Excellent sustainable banking that our customers love
Three founders, one conviction
Inas, Michael and Jakob founded Tomorrow in 2018 because they no longer wanted to leave money to the banks alone.
Inas
Co-founder & Co-CEO. Previously founded “Muddy Boots”, connecting smallholder farmers worldwide with traders. Asking what banks do with our money led to the idea for Tomorrow in 2018.
Michael
Co-founder & Co-CEO. Previously worked as corporate finance consultant who helped build MigrantHire & Jobs 4 Refugees. Since then, he's been bringing process thinking and positive change together at Tomorrow.
Jakob
Co-founder & Co-CEO. Led the social business “Lemonaid & ChariTea” as co-founder until 2017. Has been combining entrepreneurship with social value for years, now at Tomorrow.
From day one until today
A few milestones that show how much has happened since we started
2022
Restoration project kicks off
We start supporting our own restoration project in South Africa's Eastern Cape
2024
Accounts from €0
The Now account is available from €0, and Tomorrow climbs to second place in the Fair Finance Guide.
2026
New investment offering
Relaunch of the Tomorrow Fund, plus something new: the Inyova Impact ETF.
Choose the account that's right for you
Now
No paperwork. Ready to go.
from €0 per month
For anyone under 21 or who deposits €500 into their Tomorrow account every month.
- Free Visa debit card
additional virtual card
- 1 free withdrawal per month¹
- 2 Sub-accounts and one with interest
- Starter interest rate of 3.1 % p.a.*
for the first 90 days on the savings account as pocket with interest- after that 0.75 %
- Climate protection contribution with every card payment
Tomorrow invests in the renaturation of ecosystems in South Africa
Change
No stress. Full control.
€8.90 per month
- All Now features
- 5 free withdrawals per month¹
- 6 sub accounts and one with interest
- Starter interest rate of 3.1 % p.a.*
for the first 90 days on the savings account as pocket with interest- after that 1.25 %
- Pay for free worldwide
- Travel and leisure protection²
- Shared account
Plus
No limits. More interest.
€17.90 per month
- All Now & Change features
- Unlimited free withdrawals¹
- Unlimited sub accounts with interest
- Starter interest rate of 3.1 % p.a.*
for the first 90 days on the savings account in all Pockets with interest- after that 1.75 %
- Travel and leisure protection Plus²
- 2x climate protection contribution with every card payment
Tomorrow invests in the renaturation of ecosystems in South Africa
Want to know more?
Your account. Your impact.
Download the Tomorrow app now and open your account in just a few minutes.
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The Tomorrow account is provided by our banking service provider, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the Federal Financial Supervisory Authority (BaFin). Your deposits are therefore protected up to € 100,000 by the German Deposit Guarantee Scheme (DGS). This protection applies per customer / per bank, in this case Solaris SE. If you hold multiple accounts with Solaris, the deposit protection applies to all your accounts in total.
* Interest rate of 3.1 % p.a. applies to customers who open a Tomorrow account and savings account between October 1 and October 31, 2026, for the first 90 days on a maximum balance of € 50,000. Outside the promotional period, the regular interest rate for your chosen account type applies - also on balances up to € 50,000. Now customers who opened their account before February 19, 2025, cannot open a savings account. The customer must have a German tax ID. You can read all the conditions again here.
¹ Occasionally, ATM operators may charge fees over which Tomorrow has no control. In addition, the Now account model charges a 2 % foreign currency fee for all withdrawals and card payments in non-euro currencies.
² Insurance services are provided by HanseMerkur. Terms & Conditions can be found here for Change and Plus.