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NEW: Use our bank comparison tool to compare how sustainable your current bank is compared to Tomorrow.

Choose your sustainable Tomorrow accounts

Our sustainable accounts offer the comfort of digital banking. Find out which Tomorrow account is the one for you.

Open account
Now
Change
Zero
The mobile account, easy and fast
The everyday account, smart and flexible
The premium account with extra climate protection
€4 per month / €44 per year
€8 per month / €87 per year
€15 per month / €180 per year
Top rating: 4.9 of 5 stars

Banking app for iOS and Android

Free Visa debit card
2 sub-accounts included
€3 per withdrawal
Top customer support

90+ % satisfaction with live chat

All Now advantages
5 sub-accounts included
5 free withdrawals per month
Choice of 5 card designs
Shared account
All Now & Change advantages
Unlimited sub-accounts
Unlimited free withdrawals
Free wooden card
Bank account ¹
No shared account

Be invited by Change or Zero customer

Shared account

Share an additional account with your +1

Shared account

Share an additional account with your +1

€3 per withdrawal

Worldwide at ATMs with the VISA symbol

5 free withdrawals per month

Worldwide at ATMs with the VISA symbol - thereafter €3

Unlimited free withdrawals

Worldwide at ATMs with the VISA symbol

No additional withdrawal fees abroad
No additional withdrawal fees abroad
No additional withdrawal fees abroad
Deposit cash

Via app at our partner stores

Deposit cash

Via app at our partner stores

Deposit cash

Via app at our partner stores

Pay free of charge worldwide
Pay free of charge worldwide
Pay free of charge worldwide
Overdraft

Option of overdraft with interest rate of 15% p.a.

Overdraft

Option of overdraft with interest rate of 15% p.a.

Overdraft

Option of overdraft with interest rate of 15% p.a.

Account Switching Service

Free transfer of your existing account

Account Switching Service

Free transfer of your existing account

Account Switching Service

Free transfer of your existing account

Visa debit card
Free Visa debit card
Free Visa debit card
Free Visa debit card
No choice in card design

Card with preselected motif

Choice of five card designs

Choose your card design from 5 motifs

Free choice of card design

Choose from different designs

Wooden card for €20
Wooden card for €20
Free wooden card
ApplePay & GooglePay

Mobile payments

ApplePay & GooglePay

Mobile payments

ApplePay & GooglePay

Mobile payments

Save money
2 sub-accounts

Pockets for (automated) saving

5 sub-accounts

Pockets for (automated) saving

Unlimited sub-accounts

Pockets for (automated) saving

Monthly summary

Automated analysis of your spendings

Monthly summary

Automated analysis of your spendings

Monthly summary

Automated analysis of your spendings

Sustainable investment fund

Invest money for a better future

Sustainable investment fund

Invest money for a better future

Sustainable investment fund

Invest money for a better future

Contribution to people and climate
With every card payment you protect the ecosystem in South Africa
With every card payment you protect the ecosystem in South Africa
With every card payment you protect the ecosystem in South Africa
A portion of your deposits finances sustainable projects worldwide
A portion of your deposits finances sustainable projects worldwide
A portion of your deposits finances sustainable projects worldwide
Rounding Up

Round up payments and support climate projects

Rounding Up

Round up payments and support climate projects

Rounding Up

Round up payments and support climate projects

No CO₂ savings
No CO₂ savings
Support
Phone hotline

Monday - Friday, 10:30 - 13:30

Phone hotline

Monday - Friday, 10:30 - 13:30

Phone hotline

Monday - Friday, 10:30 - 13:30

E-Mail or Live Chat

Always there for you

E-Mail or Live Chat

Always there for you

E-Mail or Live Chat

Always there for you

Top customer support

90+ % satisfaction with live chat

Top customer support

90+ % satisfaction with live chat

Top customer support

90+ % satisfaction with live chat

Security
National deposit insurance²

Up to €100,000

National deposit insurance²

Up to €100,000

National deposit insurance²

Up to €100,000

3D secure

Online payments

3D secure

Online payments

3D secure

Online payments

2-factor authentication
2-factor authentication
2-factor authentication

Switching accounts made easy: Together with our partner Qwist, we offer the free Tomorrow account switching service. This makes switching accounts quick and easy. All you need is your cell phone and your bank information.

Frequently asked questions

Download the App now and open your sustainable Tomorrow account!

Open account

¹ Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the Tomorrow Better Future Stocks fund as a tied agent within the meaning of § 2 para. 10 KWG in the name and for the account of Solaris SE and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at portal.mvp.bafin.de/database/VGVInfo/.

² This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.

Note concerning the overdraft: Representative example according to § 17 PAngV: Net loan amount (credit line) 500 EUR, variable debit interest rate 15% p.a., interest charged quarterly, term unlimited, total amount to be paid, e.g. when using the entire credit line over a period of 1 month 6.25 EUR. The lender is Solaris SE, Cuvrystraße 53, 10997 Berlin, the credit broker is Tomorrow GmbH, Neuer Pferdemarkt 23, 20359 Hamburg.