Open account
Skip to content

NEW: Use our bank comparison tool to compare how sustainable your current bank is compared to Tomorrow.

Tomorrow accounts

Our sustainable accounts offer the comfort of digital banking. Find out which Tomorrow account is the one for you.

Open account
Now
Change
Zero
The mobile account, easy and fast
The everyday account, smart and flexible
The premium account with extra climate protection
€4 per month / €44 per year
€8 per month / €87 per year
€17 per month / €187 per year
Climate protection with every Euro
Top rating (4.9 of 5 stars)

Banking app for iOS and Android

Your money supports sustainable projects
Free Visa debit card
Everything that’s included in Now
Manage your finances together
Choice of five card designs
5 withdrawals free of charge p.m.

Worldwide with VISA logo – each additional 3 euros

Everything that’s included in Now and Change
CO₂ savings

Financing of selected climate projects and organizations

Wooden card included
Unlimited free withdrawals

Worldwide with Visa logo

Your bank account ¹
Mobile app for iOS & Android

Banking app

Top rating (4.9 of 5 stars)

Mobile app for iOS & Android

Banking app

Top rating (4.9 of 5 stars)

Mobile app for iOS & Android

Banking app

Top rating (4.9 of 5 stars)

Transactions and standing orders

Between Tomorrow users in real-time

Transactions and standing orders

Between Tomorrow users in real-time

Transactions and standing orders

Between Tomorrow users in real-time

Shared Account

Share an additional account with your +1

Shared Account

Share an additional account with your +1

Shared Account

Share an additional account with your +1

€3 / Withdrawal

Worldwide at ATMs with VISA logo and partner stores

5 monthly withdrawals free of charge

Worldwide with VISA logo and partner stores – each additional 3 euros

Unlimited withdrawals

Worldwide with VISA logo and partner stores

Deposit Cash

Via app at our partner stores

Deposit Cash

Via app at our partner stores

Deposit Cash

Via app at our partner stores

Withdrawals in foreign currencies

No additional fees

Withdrawals in foreign currencies

No additional fees

Withdrawals in foreign currencies

No additional fees

Account Switching Service

Free transfer of your existing account

Account Switching Service

Free transfer of your existing account

Account Switching Service

Free transfer of your existing account

Overdraft

Option of overdraft with interest rate of 15% p.a.

Overdraft

Option of overdraft with interest rate of 15% p.a.

Overdraft

Option of overdraft with interest rate of 15% p.a.

Your Visa debit card
Free Visa debit card

With standard Tomorrow design

Free Visa debit card

Choice of five card designs

Free Visa debit card

Choose from different designs

Visa debit card made of wood

Get yours for €20

Visa debit card made of wood

Get yours for €20

Visa debit card made of wood

No charge

Contactless payments
Contactless payments
Contactless payments
ApplePay & GooglePay

Mobile payments

ApplePay & GooglePay

Mobile payments

ApplePay & GooglePay

Mobile payments

Save money
1 sub-account

Pocket with your own saving goals

5 Sub-accounts

Pockets with your own saving goals

Unlimited sub-accounts

Pockets with your own saving goals

Insights

Automated analysis of your spendings

Insights

Automated analysis of your spendings

Insights

Automated analysis of your spendings

Sustainable investing

Sustainable investment fund

Sustainable investing

Sustainable investment fund

Sustainable investing

Sustainable investment fund

Good for the climate
For every 10 euros you pay with the Tomorrow card, you restore 1 wheelbarrow of ecosystem in South Africa.
For every 10 euros you pay with the Tomorrow card, you restore 1 wheelbarrow of ecosystem in South Africa.
For every 10 euros you pay with the Tomorrow card, you restore 1 wheelbarrow of ecosystem in South Africa.
Your money supports sustainable projects worldwide
Your money supports sustainable projects worldwide
Your money supports sustainable projects worldwide
CO₂ savings

Financing of selected climate projects and organizations

CO₂ savings

Financing of selected climate projects and organizations

CO₂ savings

Financing of selected climate projects and organizations

Rounding Up

Round up payments and support climate projects

Rounding Up

Round up payments and support climate projects

Rounding Up

Round up payments and support climate projects

Support
Phone hotline

Monday - Friday

Phone hotline

Monday - Friday

Phone hotline

Monday - Friday

E-Mail or Live Chat

Always there for you

E-Mail or Live Chat

Always there for you

E-Mail or Live Chat

Always there for you

Top customer satisfaction

90% based on 10,000+ ratings

Top customer satisfaction

90% based on 10,000+ ratings

Top customer satisfaction

90% based on 10,000+ ratings

Security
National deposit insurance²

Up to €100,000

National deposit insurance²

Up to €100,000

National deposit insurance²

Up to €100,000

3D secure

Online payments

3D secure

Online payments

3D secure

Online payments

2-factor authentication
2-factor authentication
2-factor authentication

Switching accounts made easy: Together with our partner Qwist, we offer the free Tomorrow account switching service. This makes switching accounts quick and easy. All you need is your cell phone and your bank information.

Frequently asked questions

Not sure which account to choose? Compare Now, Change and Zero and find the right Tomorrow account for you.

Open account

¹ Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the Tomorrow Better Future Stocks fund as a tied agent within the meaning of § 2 para. 10 KWG in the name and for the account of Solaris SE and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at portal.mvp.bafin.de/database/VGVInfo/.

² This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.

Note concerning the overdraft: Representative example according to § 17 PAngV: Net loan amount (credit line) 500 EUR, variable debit interest rate 15% p.a., interest charged quarterly, term unlimited, total amount to be paid, e.g. when using the entire credit line over a period of 1 month 6.25 EUR. The lender is Solaris SE, Cuvrystraße 53, 10997 Berlin, the credit broker is Tomorrow GmbH, Neuer Pferdemarkt 23, 20359 Hamburg.