Your Banking. Your Impact.
With Tomorrow, the money in your account contributes to a more sustainable future: automatically financing renewable energy or social housing.
You make an impact from the very first euro
With Tomorrow, you have an impact through several levers: automatically through your deposits and every card payment, and optionally through the Rounding Up feature, the Plus account model, and our investment options.
Customer deposits
Climate contribution fee
Rounding Up & Investments
Climate contribution with every card payment
Every time you pay with your Tomorrow card, a small fee flows from merchants to us. We pass on part of this fee to a climate protection project - currently a rewilding project at the Eastern Cape in South Africa.
This way, you automatically and effortlessly support the restoration of ecosystems with every card payment.
Rounding up for climate and social justice
Want to do even more together with us? When you activate Rounding Up, every card payment is rounded up to the next full euro, and those extra cents support projects in climate justice and social justice. Your donations help fund things like peatland protection in Germany, financial education for women in Iraq, or mangrove restoration for coastal protection in the Philippines.
Double contribution to climate protection projects with Plus
Just like with Now & Change, the climate contribution fee automatically supports the restoration of ecosystems in South Africa with every card payment. With Plus, we double this contribution - no extra effort needed on your part.
There, around 1,230 hectares of formerly degraded grazing land are being restored by planting native succulents. This creates new habitats, stores CO₂, and generates more than 100 jobs.
Invest in the future
A lot of money from private investors' savings still flows into companies and projects that finance fossil fuels, weapons, or factory farming. With Tomorrow, you can instead invest in selected, sustainable investment options like funds, ETFs, or bonds — each with its own clearly defined selection criteria and reviewed by our Impact Council.
Your account. Your impact.
Download the Tomorrow app now and open a sustainable account in just a few minutes
The Tomorrow account is provided by our banking service provider, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the Federal Financial Supervisory Authority (BaFin). Your deposits are therefore protected up to € 100,000 by the German Deposit Guarantee Scheme (DGS). This protection applies per customer / per bank, in this case Solaris SE. If you hold multiple accounts with Solaris, the deposit protection applies to all your accounts in total.
Tomorrow GmbH offers the brokerage of the equity fund Tomorrow Fund and the Inyova Impact ETF as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed here.
* Interest rate of 3.1 % p.a. applies to customers who open a Tomorrow account and savings account between September 1 and September 30, 2026, for the first 90 days on a maximum balance of € 50,000. Outside the promotional period, the regular interest rate for your chosen account type applies - also on balances up to € 50,000. Now customers who opened their account before February 19, 2025, cannot open a savings account. The customer must have a German tax ID. You can read all the conditions again here.
Disclaimer & risk notice: This capital investment is associated with risks as the value of your investments may increase or decrease in value. You may lose your invested money. Price developments in the past, simulations or forecasts are no reliable indicator of future performance.
The text does not contain investment advice or recommendations to buy or sell. Visualizations are for illustrative purposes only and do not represent actual or future performance of the fund or the Inyova Impact ETF.