Invest in the courage to change the world.

Crowdinvesting is a form of financing in which private individuals invest in mostly young companies (start-ups). In our case, this works through so-called profit participation rights. Legally speaking, profit participation rights are a debt-based arrangement in which the rights holder provides a company with capital in exchange for being granted financial rights. Applied to our crowdinvesting, this means: you lend us money for a fixed period and in return receive a claim to a share of our profit or to interest.

The opportunity for you as an investor lies in earning a high return through a share in our potential profit. However, crowdinvesting also comes with risks: as with any equity investment, investors can lose all the money they've invested if the company isn't successful and, for example, goes bankrupt.

Since 2023, we've also been the only company in Germany with an elected crowd representative on our advisory board – Anne Geiger, who represents your interests there. With this insight into our strategic decisions and the crowd's say in them, we've deliberately expanded your participation. Because while the traditional financial industry feels like a black box to many, we want to do things differently here too and offer you the greatest possible transparency.

Note: New investments in Tomorrow Crowdinvesting are not currently possible. Your existing investment will continue as usual.

If you're already a Tomorrow customer, you can easily make your investment via your Tomorrow app.

If you'd like to invest without having an account with us, that's of course possible too: directly via the WIWIN platform.

During the investment process, you'll need an official verification via IDnow. During the IDnow verification, we check whether your current ID card or passport is accepted for identification and whether you're resident in one of the following countries: Germany, Austria, Spain or Italy.

You'll also need to accept the terms you're informed about in the registration process with our partner WIWIN.

From then on, nothing stands in the way of your investment.

If you invest via the app, your investments are shown in your Tomorrow app in the Future tab. If you invest via the WIWIN website, the investment can't be shown in the app and is only visible in your WIWIN account.

You lock in at least the fixed interest rate of 5% at the end of the term – your safety net, so to speak.

But the idea is a different one: as soon as we generate distributable profit that exceeds this minimum interest, you get a share of that profit at the end of the financial year. The minimum interest then no longer applies. The same goes for an IPO or a sale of Tomorrow. There's no upper cap on this return.

Our advisory board meets at least 6 times a year to discuss, shape and approve key company decisions – from fundraising and budget to product strategy. Every kind of decision is challenged by the advisory board. Its core task is overseeing the management. Our crowd representative Anne Geiger is one of 6 voting members in total.

WIWIN is an online platform for sustainable investing. It offers investments in renewable energy, sustainable start-ups and energy-efficient real estate. WIWIN is also a member of the German Crowdfunding Association (Bundesverband Crowdfunding), the network of commercial crowdfunding platforms in Germany, whose main goal is high standards of investor and consumer protection.

You'll find detailed information here.

Our partner WIWIN is a tied agent of Concedus GmbH.