3 small square photos: The top one shows a person putting the Tomorrow whale card in the back right pocket of their trousers. The photo at the bottom left shows the Tomorrow hoodie with the inscription ‘A Better Future for Tomorrow’. The third photo shows a car on a sandy country road from the Impact project.

Banking with integrity

Tomorrow offers you banking as it should be—simple, digital, and with smart features that make everyday life easier while contributing to a sustainable future for both people and the planet.

A person holds a peach in her hand and the Tomorrow card in the other

The best banking for everyday life, with the future always in mind: With Tomorrow, you have an intuitive banking app that makes managing your finances a breeze, and a sustainable current account that ensures not a single cent goes to harmful industries, but instead to forward-thinking projects like affordable housing or renewable energy.

A monthly overview gives you full control over your finances, Pockets keep everything organized, and automated savings help you achieve your goals. Every card payment also contributes to restoring valuable ecosystems. Additionally, we offer a truly sustainable investment product, designed and curated according to strict guidelines that are always transparent.

Tomorrow in a nutshell: Founded in 2018, our team now consists of about 60 employees, with over 125,000 customers, approximately 107 million euros in sustainable investments, and over 10 million m² of ecosystems restored so far, as well as over two million euros rounded up for climate and financial justice projects. Since 2020, Tomorrow has also been part of the global B Corp network. In both 2021 and 2022, we were recognized as one of the best B Corps worldwide and we secured 2nd place in the Fair Finance Guide 2024.

Trust is good, transparency is better

Better sustainable than sorry

B Corp certification

As a company, Tomorrow meets the highest social and ecological standards and has been recognized as "Best for the World: Customers" B Corp.

2nd place

in the Fair Finance Guide. After just five years on the market, we have entered the top 3 of the independent ranking with a score of 96%.

Impact Council

Our Impact Council is an independent supervisory board that reviews our sustainability strategy and Tomorrow's performance and activities to ensure that we remain true to our mission and goals.

Tomorrow over the years

2018 - 2019

Founding of Tomorrow - The app goes live - Soft launch of the first account - Successful Series A financing - The Tomorrow account is available to all customers.

2020

We are B Corp certified for the first time - Our premium account Zero is launched - Pockets go live - Crowdinvesting 1.0 - Launch of the wooden card

2021

Shared account is introduced - Rounding-up feature goes live - Recognized as one of the world's best B Corps - Crowdinvesting 2.0 - Impact Council begins its work - More than 100,000 customers for the first time - Team grows to 100+ employees

2022

Support for the Spekboom renaturation project in the Eastern Cape starts - The Tomorrow Better Future Stocks is launched - Crowdinvesting 3.0.

2023

We are rated by Fair Finance for the first time and are in 3rd place - We are a founding member of the Sustainable Banking Coalition - We offer additional investment options for the first time with our partner WIWIN

2024

We have climbed from 3rd to 2nd place in the FairFinance Guide ranking. - We are introducing account management fees starting from €0. - We are launching our ongoing crowdinvesting campaign.

Team

Founders and team

2018

launch

change makers

employees

Inas

Inas Nureldin is a co-founder and co-CEO of Tomorrow. He is the mind behind the original idea for Tomorrow, which emerged from a simple question: What do conventional banks actually do with our money—and how can it be done better? Sustainable finance and the founding of Tomorrow in 2018, together with Michael Schweikart and Jakob Berndt, was the answer.

Even before Tomorrow, Inas was an entrepreneur. He founded "Muddy Boots," a company that brings transparency to the food industry's supply chains. With his team in Cairo, Germany, and England, he connected small-scale farmers around the world with international traders. Utilizing technology to create a positive impact has been his focus for some time.

"Tomorrow was born out of the realization that you can't negotiate with the planet. We must use money for positive change—and we can do that."

Michael

Michael Schweikart is a co-founder and co-CEO of Tomorrow.

Previously, he worked as a Corporate Finance Consultant at Concentro Management AG before co-founding and building up MigrantHire & Jobs 4 Refugees, organizations that help refugees enter the job market through an online platform. He has long been driven by the question of how to make a difference while organizing processes in a lean and effective manner. This experience has been instrumental in shaping Tomorrow from the very beginning.

"Every euro that is in an account today, spent, or invested, determines what our future will look like. We are doing our part to ensure it will be a livable one for everyone."

Jakob

Jakob Berndt is a co-founder and co-CEO of Tomorrow.

Before Tomorrow, Jakob was already an entrepreneur, co-founding and leading the social business "Lemonaid & ChariTea" until 2017. At Lemonaid & ChariTea, they successfully combined development cooperation, culinary arts, and contemporary culture, winning numerous awards in the process. For many years, Jakob has been dedicated to entrepreneurship that offers social value, combining the complex issue of sustainability with a product that meets real needs.

"Money doesn’t have to leave a trail of destruction; it is a tool with immense positive potential—we all have the power to decide how we use it."

Team

Let's do this together - is one of our most important company values. Tomorrow is made up of a team that works together every day to contribute to a better future and develop the best possible product for our community. The largest teams are the Tech and Support teams—no surprise, given that our product is 100% digital and the needs of our community are our top priority.