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Impact Report | June 2021

Published July 15th, 2021

Our Impact Report is a monthly update featuring the latest facts, figures and insights into our projects. This is what we achieved together in the month of June:

Your money is our capital – for change

Your money is our capital. Unlike at many other conventional banks, it is not invested in the arms industry, factory farming or coal-fired power plants. Money, after all, needs to be part of the solution, not the problem. 

The more money that is paid into our accounts, the more good we can do. In the month of June, our customers had a total of

euros in their Tomorrow accounts. That is equivalent to around:

Eight times the fee which Leonardo di Caprio got for „Wolf of Wallstreet".

25,500,000 euros of which

are being invested in two “Green Bonds” to develop renewable energies.

6,000,000 euros of which

are being invested in a “Social Bond” to create social housing.

0 euros of which

are invested in the arms industry, factory farming or coal-fired power plants.

Our joint contribution to protecting the climate

Every time you use your Tomorrow card in a store, a small fee is paid to us by the retailer. But instead of pocketing the money for ourselves like other banks do, we are investing it in a forest protection project in Brazil. The more often you pay using your Tomorrow card, the more square metres of rainforest are protected.

square metres of rainforest were protected in June thanks to the climate protection contribution from card payments and other initiatives. That is equivalent to around:

Five times the area of the English Garden in Munich, in Germany.

The Amazon is the world’s largest, intact rainforest and the climate protection contribution is helping to preserve it.


square metres of rainforest were protected in the month of June.


trees were preserved.


kilograms of CO₂ were bound.

Offset your carbon footprint with Zero

With Zero, our premium account, you can offset the average carbon footprint of a person in Germany – around 11 tonnes per year. The more of our users who switch to Zero, the more CO₂ will be offset. Together we can make a significant change.

kilograms of CO₂ were offset by Zero in the month of June. That is equivalent to around:

The amount of Co2 of a festival with 20,000 people for 5 days.

Specifically, we are currently funding two climate protection projects.


kilograms of CO₂ were offset in the month of June with Zero.


kilograms by supporting smallholder farmers in Peru and protecting the rainforest.


kilograms by providing access to clean drinking water in Uganda. This removes the need to boil water over an open fire, which is harmful to the environment.

Tomorrow and the Sustainable Development Goals

In 2015, the United Nations defined a set of global goals for sustainable development: the Sustainable Development Goals (SDGs). Tomorrow is committed to these SDGs. In each of our Impact Reports, we will pick out one of the goals and explain in more detail how we are contributing to fulfilling it.

SDG 16: How Tomorrow is contributing to life below water

Our oceans are drowning in plastic – eight million tonnes of plastic waste end up in them every year, harming both the environment and marine life. Especially in countries in the Global South, there is often a lack of infrastructure in place to dispose of waste properly. The Plastic Bank has made it its mission to stem the flood of plastic and improve the lives of the collectors at the same time.

This is how it works: local residents in Haiti, Indonesia, Brazil and the Philippines collect plastic litter for the Plastic Bank. At collection points, it can then be exchanged for money, food, drinking water, or even school tuition fees. The project ensures that less plastic makes its way into the ocean. Instead, it is recycled and turned into so-called “Social Plastic”, which can be used as a raw material for new products.

Credit: Climate Partner

For every tonne of CO₂ offset, 10 kilograms of plastic waste are collected. That is equivalent to around 500 plastic bottles that would have otherwise found their way into the world’s oceans. The project therefore helps preserve marine life, microorganisms and endangered species. To support the programme, we offset Tomorrow’s CO₂ footprint in 2020 with the Plastic Bank. Find out more about our climate footprint in our Sustainability Report for 2020.

Reducing CO₂ with Tomorrow’s new climate calculator

The climate crisis is the greatest challenge of our time. An important factor in this are each and every individual’s CO₂ emissions, which need to be significantly decreased. But to take responsibility for our own carbon footprint and reduce it, we first need to understand how it is made up and which of our everyday activities have the highest impact. That’s why we launched a new feature in June – the Tomorrow climate calculator – that automatically calculates the CO₂ footprint of your purchases and displays it in the app. Have you already tried it? Find out exactly how it works here.