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Quick and free transactions worldwide

Send money quickly and free. Pay worldwide without fees with Visa Card, ApplePay or Google Pay. And get cash globally, too.

Open account from €0 now

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Quicker than cash.

Send and money within seconds and for free.

Send money everywhere.

Just paste the IBAN or use our integrated IBAN scanner.

App screenshot of the IBAN scan functionality

App screenshot of standing orders settings

Turn any transfer within a second into a standing order with flexible start and ending dates.

Cash via app.

Simply deposit or withdraw cash at the checkout at a partner store near you.

App screenshot of the deposit or withdraw cash functionality

Show your pride: Tomorrow’s Visa debit card is a symbol of sustainable banking.

Take your Tomorrow card with you wherever you go. It is accepted worldwide, regardless of your account type.

What exactly is a debit card?

The card you receive from Tomorrow is a Visa debit card. Whenever you use your card to pay at a store, the money is debited as quickly as possible from your account; either directly afterwards or within a few days. That’s different from credit cards, where all amounts are charged together at the end of the month.

Payments that can’t be deducted immediately will be reserved to make sure that you’re always in control. A small number of stores (or rather their payment devices) do not accept Visa cards yet.

Can I use the Tomorrow card anywhere to pay and/or withdraw money?

Not quite everywhere, but almost.

To be specific, you can pay wherever Visa is approved. That's quite a lot of places. You will get by in your everyday life without any problems using our card. Paying in a foreign currency (so anything other than euro) is free of charge at the official Visa exchange rate

The same goes for withdrawals: Wherever you see the Visa logo, you can withdraw cash. And that's pretty much every ATM worldwide. A little lost? No worries, the Visa ATM Locater will show you the way.

How does contactless payment work?

With our Tomorrow card you can pay contactless and without PIN. This means that you no longer need to insert your card into a card reader and enter your code. For this purpose your card has an NFC chip which transmits data over short distances by electromagnetic induction.

Well, to be entirely honest: You won’t need to enter your PIN up to an amount of €25. For safety reasons you still need to confirm the payment of higher amounts with your PIN. And of course, you always receive a push notification on your smartphone right after your card has been used.

You actively protect the climate with every purchase.

For every 10 euro paid with your Tomorrow card you restore 1 wheelbarrow of habitat.

Your daily contribution to protecting the climate

Carefree travels.

With your Tomorrow Visa card you’ll always travel relaxed.

Pay without fees in over 16 million stores worldwide – from Hamburg to Honolulu.

Withdraw cash globally – at any ATM with a Visa logo.

Pay quickly and securely with ApplePay and GooglePay.

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More advantages of paying with Tomorrow

We automatically categorize your payments so that you can track your spending behavior.

Save money with Tomorrow

Get a push notification whenever your card has been used. In the worst case you can block your card in the app.

Learn more about security

Why not manage your spending together? Both of you get your own Tomorrow Visa card.

Discover Shared Accounts

Download the Tomorrow App now and open a sustainable account in just a few minutes.

Open account

Note: Our partner Solaris SE is the provider of all banking services. Additionally Tomorrow GmbH offers the brokerage of the above-mentioned investment product as a tied agent within the meaning of § 3 para 2 WpIG in the name and for the account of lemon.markets brokerage GmbH and is entered in the public register maintained by the German Federal Financial Supervisory Authority (BaFin). The register can be viewed at https://portal.mvp.bafin.de/database/VGVInfo/vermittlerSucheForm.do.

¹ Occasionally, ATM operators may charge fees over which Tomorrow has no control.

* Interest rate of 2.5% p.a. applies to customers who open a Tomorrow account and savings account between August 1 and December 31, 2025, for the first 90 days on a maximum balance of €50,000. Outside of the promotional period, customers receive 0.75% interest p.a. on a maximum balance of €50,000. Now customers who opened their account before February 19, 2025, cannot open a savings account. The customer must have a German tax ID. You can read all the conditions again here.