4.6+
App store rating
The first planet-based account
A modern current account with all the smart features for your everyday life, that also does good. From €0 for everyone under 21 or when €500 is paid in monthly.
Excellent sustainable banking that our customers love
The current account that finally makes managing your finances feel good
Tomorrow offers a modern, intuitive current account for everyday life. With a free Visa card, smart features, a full overview of your expenses and personal support from real people. On top of that, a part of the money in your Tomorrow account finances environmentally and socially sustainable projects, such as renewable energy, social infrastructure, and affordable housing. This way, you can influence which industries your money supports.
In short: A modern current account that matches your values.
What makes the Tomorrow account special
Three things that set Tomorrow apart from other banks.
Simple & Beautiful
We want to show that finances can be easy to understand. That’s why we develop features so that they integrate intuitively into your everyday life.
Banking with Values
Money and how we use it is always political. That's why, with the Tomorrow account, not a cent is invested in fossil fuels or weapons—unlike at many other banks.
Real Community
We shape Tomorrow not just for you, but above all with you: a community that is represented as crowd investors in the most important forums.
Choose the account that's right for you
Now
No paperwork. Ready to go.
from €0 per month
For anyone under 21 or who deposits €500 into their Tomorrow account every month.
- Free Visa debit card
additional virtual card
- 1 free withdrawal per month¹
- 2 Sub-accounts
- Starter interest rate of 3.1 % p.a.*
for the first 90 days on the savings account - after that 0.75 %
- Climate contribution fee with every card payment
Tomorrow invests in the renaturation of ecosystems in South Africa
Change
No stress. Full control.
€8.90 per month
- All Now features
- 5 free withdrawals per month¹
- 6 sub accounts included
- Starter interest rate of 3.1 % p.a.*
for the first 90 days on the savings account - after that 1 %
- Pay for free worldwide
- Travel and leisure protection²
- Shared account
Plus
No limits. More interest.
€17.90 per month
- All Now & Change features
- Unlimited free withdrawals¹
- Unlimited sub accounts
- Starter interest rate of 3.1 % p.a.*
for the first 90 days on the savings account - after that 1.5 %
- Travel and leisure protection Plus²
- 2x climate contribution fee with every card payment
Tomorrow invests in the renaturation of ecosystems in South Africa
Your account is well protected
Your account is protected by an intelligent app and state-of-the-art security standards. In addition, your money is protected up to €100,000 by the national deposit guarantee scheme – no matter what happens.³ Your account has a German IBAN and thanks to real-time push notifications, you always know what is happening with your account.
Open your Tomorrow account in 3 steps
1
Download the app
Install the Tomorrow App from the App Store or Google Play Store.
2
Open your account
Start the account opening with your personal details, then choose your account model & card.
3
Verify your identity
Confirm your identity via video call, eID or BankID – your choice.
Your account. Your impact.
Download the Tomorrow app now and open your account in just a few minutes.
Scan me ☝️
The Tomorrow account is provided by our banking partner, Solaris SE. Solaris SE is a fully regulated European bank, licensed and supervised by the German Federal Financial Supervisory Authority (BaFin). Your deposits are therefore protected up to € 100,000 by the German deposit guarantee scheme (DGS). This protection applies per customer / per bank – in this case Solaris SE. If you hold multiple accounts with Solaris, the deposit protection applies to all your accounts in total.
* Interest rate of 3.1 % p.a. applies to customers who open a Tomorrow account and savings account between September 1 and September 30, 2026, for the first 90 days on a maximum balance of € 50,000. Outside the promotional period, the regular interest rate for your chosen account type applies - also on balances up to € 50,000. Now customers who opened their account before February 19, 2025, cannot open a savings account. The customer must have a German tax ID. You can read all the conditions again here.
¹ Occasionally, ATM operators may charge fees over which Tomorrow has no control. In addition, the Now account model charges a 2 % foreign currency fee for all withdrawals and card payments in non-euro currencies.
² Insurance services are provided by HanseMerkur. Terms & Conditions can be found here for Change and Plus.
³ This protection applies per customer / per bank - in this case Solaris. In case you have several accounts with Solaris, the deposit protection applies to all your accounts in total. This corresponds to the standard for all European credit institutions.