Protect the climate with every purchase
Every single time you use your Tomorrow card you actively protect the climate.
The Tomorrow Climate Contribution is your small contribution for a better future. Day in, day out.
You protect 1 m² of rainforest for every euro paid with your Tomorrow card.
Had a coffee break? Thank you, you’re protecting 1 tree. Bought a month pass for the bus? 10 trees. Got yourself a new pair of shoes? Another 15 trees. Booked a holiday? Congratulations, you’re protecting a small forest.
When you pay with your card in a store or online, the shop owner pays a small fee to your bank, the so-called Interchange fee.
That is common practice. Most banks keep this fee as pure profit. As customers we usually don’t notice anything of this at all.
We want to make a difference – that’s why we invest the bigger part of this fee in international projects protecting the climate.
For every card transaction the store owner pays 0.2 % of the amount to your bank. This is also the case with Tomorrow. Of this sum, we use a part to cover the actual costs of the transaction. What remains is 0.13 % of each transaction. We invest this sum entirely in climate protection projects managed by our partner ClimatePartner.
Through the Impact Board in your Tomorrow app you can see how much the entire Tomorrow community has contributed so far – and what your personal impact has been. The numbers are based on the fact that our partner ClimatePartner can protect 780 square meters of brazilian rainforest for every euro paid with a Tomorrow card. In an area of that size 132 trees grow on average. This means that one tree covers an area of about 6 square meters.
Another key figure in the Impact Board is the amount of carbon dioxide offset through the Climate Contribution. Forests store CO₂, especially rainforests. This number equals the amount of carbon dioxide the protected trees store. Every single euro of the Climate Contribution that Tomorrow pays into the project absorbs 200 kg CO₂ per year. These values are verified by different organizations (DNV, USA; Inc. DNV, GL) and comply with the international carbon offsetting standards.
Trees absorb CO₂ from the atmosphere and store them in their trunks, stems, leaves and roots. Because of their great amount of biomass rainforests are especially important. They store a lot more carbon dioxide than our temperate forests. That’s why they are so important for climate protection.
You protect 1 m² of rainforest for every euro paid with your Tomorrow card.
In Brazil, we have saved about 178,000 hectare of Amazon rainforest from illegal deforestation.
The local land use rights are poorly regulated and protected by law. This is why these areas are especially endangered. The land is very fertile and easy to access, which makes it very attractive to agribusiness for large-scale soy cultivation.
The threatened areas are originally inhabited and farmed by traditional communities. The deforestation endangers their already small income, as they mostly make their living from fishing or subsistence farming.
To counteract this development, the endangered area is divided into several plots by the forest protection project and strictly monitored. This way, the forest is protected from illegal deforestation by the agricultural industry. The areas remain intact and the families living there as well as their habitats are safe.
Contribution to the UN Sustainable Development Goals (SDGs)
We collaborate with the organisation ClimatePartner, which coordinates the project in Brazil. By protecting the rainforest from deforestation, their natural CO₂ storage is kept intact herewith protecting the climate.
The project in Brazil contributes to 4 of the 17 Sustainable Development Goals.
Track your positive impact in the app – and the impact of the entire community.
Make an even bigger contribution to protecting the climate
Together we finance renewable energy and social projects.
Help us to become the sustainable bank you want to use.
Your friends’ contributions to a better future are your contribution, too.