What good is growth if nothing is growing anymore?
We are currently working flat out on our sustainable, digital investment advice (often called Robo-Advisor in industry jargon, a portmanteau of “robot” and “advisor”). We can already make one big promise today: no cent of your money will flow into yesterday’s questionable industries.
Regardless of whether you want to purchase equity funds, microfinance funds or other savings products from us in the future, they will all meet a detailed “negative criteria catalogue” that goes far beyond what is common in the banking market.
In concrete terms, this means - we say “no” to all these transactions:
Weapons and arms
Nuclear power: production of nuclear energy, core components for nuclear power plants
Genetic engineering: genetically modified seeds or animals
The operation of coal-fired power plants
The financing of new coal-fired power stations
The extraction of crude oil, coal or lignite
Trade in coal-based electricity
Tobacco, alcohol, gambling, pornography
Violation of human rights and labour law violations
The destruction of ecosystems
Corruption and accounting fraud
Industrial animal husbandry
Speculation with food stocks